Their program allows you to purchase property and finance the development with a convenient one-time close that rolls the construction financing into a permanent mortgage product. Guaranteed Rate does offer a construction loan program. Why use On Q Financial, LLC instead of another lender? Our Mortgage Consultants and staff at On Q Financial, LLC truly strive to make your mortgage process as simple and efficient as possible! What makes this program different? Without a one-time close loan, you will need two separate loans: one for construction, and another to pay for the home mortgage itself. Offered on Conventional, FHA, VA, and USDA loans.You only sign one set of closing documents, which covers both the interim construction phase and the permanent loan.The loan converts from the initial construction loan to a permanent loan once construction is complete.
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